Aperio Associates' consulting services are an extension of our seminars and
training. Consulting services and Aperio's seminars and
training can be offered separately or in combination with each other.
Seminars and training can serve as a useful introduction to our
consulting services. Seminars and training can also be offered to
complement our consulting services.
We provide business consulting services focused on the commercial finance
industry in the following areas, including examples:
In emerging markets, finding reliable sources of funding for
financial services companies can be difficult and changes in
financial markets can often imperil the financial condition of
financial institutions operating in these markets. For example, we
are advising a National Bank in an East African country in the
financial re-structuring of several partly State-owned finance
companies that are focused on providing financing to small and
Economic growth in emerging markets often create opportunities for
establishing new financial service companies. For example, we are
advising an investment group considering establishing a commercial
finance entity in southern Africa.
Established finance companies often see the opportunity to expand
their services. For example, we helped an existing commercial
finance company in a country in SE Europe establish a leasing
program targeted at small farming operators, and also provided
follow-up training for their staff.
Aperio can offer either external professional certification
programs, open to all professionals working in one or more aspects
of the commercial financial industry, or internal professional
programs for a single company. In either case our professional
certification programs include:
- Concept Development
- Training & Training Materials
- Exams & Exam Protocols
As successful finance companies expand, they always require
development of new loan products. We assisted the design of lease
products focused on specific markets for an independent lessor in
the Peoples’ Republic of China.
New finance companies, as well as existing finance companies
planning expansions often, as a way to acquire an outside
perspective, ask independent advisors to help develop business
plans. We developed a business plan for an Eastern European
distributor of agricultural equipment that was considering
establishing a finance company to help facilitate equipment sales.
A complete Policies & Procedures Manual should govern the management
and operations of any finance company. We have drafted new Policies
& Procedures Manuals, and reviewed existing ones, for a variety of
commercial finance companies globally.
Business Support for Regulators & Supervisors
we were recently hired to evaluate the utilization of a new movable asset registry for a country in East Africa. Work included assessing how financial institutions use the registry in their underwriting and credit processes, as well as incorporating the registry into new loan product offerings. We have developed businesses processes for regulators & supervisors in countries in the former Soviet Union, the Middle East & Sub-Saharan Africa. For example, we were recently hired to evaluate the utilization of a new movable asset registry for a country in East Africa. Work included assessing how financial institutions use the registry in their underwriting and credit processes, as well as incorporating the registry into new loan product offerings.
We have drafted lease decrees and other laws governing commercial finance for countries of the former Soviet Union, the Balkans & Southeast Asia.
For more information about our consulting services, please email us at - [email protected], call us at +1-703-519-1211